Privacy Policy

What we collect

We collect only what's needed to run the app:

• Account info — your email address, the display name you choose, and your avatar emoji. If you sign in with Google, we receive your name and email from Google to create your account.
• Money data you enter — paychecks, income sources (like your job and hourly wage), expenses, category budgets, savings goals and contributions, and recurring bills or subscriptions.
• Settings — currency, pay frequency, theme, and which reminders you've turned on.

How we use it

Your information is used only to make Coined work for you:

• Calculating your budget, “available to spend” number, insights, streaks, and achievements.
• Showing your progress toward savings goals and reminding you about upcoming bills.

We do not sell your personal information, and we do not build advertising profiles about you.

Who can see your data

Your data is private to your account. Our database uses row-level security, which means every paycheck, expense, and goal you enter can only be read by you — not by other users.

Third parties we rely on

Coined runs on a small number of service providers:

• Sign-in and authentication (email/password and Google sign-in).
• Cloud hosting and database storage, where your data is stored securely.

Teens and privacy

Coined is designed for teens, so we keep things simple: we collect the minimum needed to run the app, we never show you ads based on your personal data, and we never ask for bank passwords or connect to your bank accounts. Everything in the app is entered by you, by hand.

Coined provides general financial education, not personalized financial advice.

Data retention and deletion

Your data stays in your account until you remove it. You can edit or delete individual expenses, paychecks, goals, and recurring items at any time inside the app. If you'd like your entire account and all associated data deleted, email us at the address below and we'll take care of it.

How we protect your data

Connections to Coined are encrypted, and your data is protected by row-level security so only your account can access it. Because the app never connects to banks, we never store bank or card credentials.

Changes to this policy

If we change this policy, we'll update the “Last updated” date at the top of this page. Continuing to use Coined after a change means you accept the updated policy.

Contact

Questions about this policy or your data? Email us at coinedapp.help@gmail.com.