Built for first jobs, not mortgages
Know your money before payday.
Coined turns your paycheck into a plan you'll actually follow — what's safe to spend, what's going to savings, and how close you are to the thing you want. No spreadsheets. No guilt.
Free to use · Your data stays private to your account
Available to spend
$188.40
After bills and savings
Next paycheck
in 6 days
Friday · $312.75
Saved this month
$120.00
24% of money in
Everything you need, nothing you don't
Paycheck estimator
Enter your hours and wage and see your real take-home pay — before payday, taxes included.
Five-second expense tracking
Log what you spent with one tap. Categories, payment method, done.
Goals that actually happen
Tell us what you're saving for and we'll tell you what to set aside each week.
Can I afford this?
Type in a price. Get an honest yes, maybe, or not yet — with the reason why.
Challenges & achievements
Streaks, badges, and small wins that make saving feel less like homework.
Money basics, explained
Why your paycheck shrank, how credit works, what a scam looks like. No lectures.
Your first paycheck deserves a plan
Setup takes about a minute, and you can skip any question you don't feel like answering.
Start with Coined